Texas LoneStar Merchant Services

Electronic Check Conversion Service turns paper checks into electronic items automatically at the point of sale.  Electronic Check Conversion Service provides your customers with a fast, easy, and secure way to pay. And your business will benefit from a reduction in returned check expenses.

• Boost customer satisfaction — customers pay the way they're used to paying.
• Increase cash flow — funds are automatically deposited into your account. No more waiting to make a trip to the bank.
• Save time — at the end of the day, just close the batch and print the check detail or summary report.
• Reduce fees — decrease bank fees associated with check returns and check handling expenses.
• Eliminate costly input errors — Our state-of-the-art check reader ensures all data is captured accurately on each transaction.
• Enhance security — safer than cash and paper check processing; electronic check processing reduces your risk of pilfering and cash on premise.

Check Conversion

• Get paid faster

  • Paper checks are converted as electronic payments through Automatic Clearing House (ACH).
  • Funds are deposited into your bank account usually by the next business day¹ - faster than paper checks.

• Save time

  • Because your checks are deposited electronically, your trips to the bank are eliminated.

• Save money

  • Reduce the cost of processing checks, like transportation costs to the bank or paying someone to handle check payments and deposits.

• Accept checks multiple ways

  • Accept phone payments, paper checks or direct debit from your customer's bank account.

Check Conversion with Guarantee

The Check Conversion Guarantee Service Option allows you to accept checks without the risk of returns.

The Guarantee Service Option Advantages

• Reduce back-office reconciliation by eliminating all returns.
• Drive more sales by accepting checks that you might otherwise be reluctant to accept.
• Eliminate the cost and time consumed by collection of returns.
• Deliver cash directly to the bottom line.

The Guarantee Service utilizes the same system used to process electronic checks and offers all the same connectivity and reporting functions. One definite advantage with our Check Conversion Guarantee Service Option is the elimination of tracking and reconciling returns against your account!

Sign up today for our Guarantee Service Option, designed to offer risk-free check acceptance to you and check payment convenience to all of your customers.